15th May, 2026

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With HDFC Bank Regalia Gold Credit Card, your journeys are designed to be seamless, rewarding, and elevated.

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We are introducing a new travel experience benefit – Boarding Edge, along with a few updates to ensure your card continues to deliver strong and sustainable value over time.

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At a Glance

• Introducing Boarding Edge: Enjoy 2 curated travel benefits every calendar quarter
• Lounge access: 3 domestic visits per calendar quarter on spends of ₹60,000 or more in the preceding calendar quarter
• Reward Points: Earn 5 Reward Points per ₹200 on eligible spends

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What’s New

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1) Introducing Boarding Edge – A Smarter Way to Travel

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With the Regalia Gold Boarding Edge Programme, you can choose any 2 benefits every calendar quarter by simply uploading your airline boarding pass on HDFC Bank SmartBuy portal

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You will receive vouchers for your selected benefits, ready to use across partner brands:

• Spa access at participating wellness centers
• Local Airport transfers via Uber
• Dining experiences at participating hotels
• Room upgrades at participating hotels

Choose the experiences that matter to you, every time you travel. (Effective 15th May, 2026) 

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What Continues – With a Few Updates

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2) Lounge Access

• Enjoy 3 domestic lounge visits per calendar quarter on spends of ₹60,000 or more in the preceding calendar quarter.
  (Applicable from the calendar quarter starting 1st July 2026.)  Example: Access lounge using credit card in Jul–Sep 2026 based on spends made during Apr–Jun 2026.
• 6 international lounge visits per year via Priority Pass continue unchanged.

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3) Reward Points

• Earn 5 Reward Points for every ₹200 spent on eligible categories. (Effective 15th May, 2026)

4) Dynamic Currency Conversion (DCC) Fee

• The DCC markup will be revised to 1.75% on each international transaction carried out in Indian currency (INR) at an international location, or transactions carried out in INR with merchants located in India but registered in a foreign nation. (Effective 15th May, 2026)

5) Card Reissuance 

• In the event of a lost, stolen or damaged card, the re-issuance fee covering secure processing, monitored dispatch and handling will be ₹199. (Effective 15th May, 2026)

A Quick Way to Maximize Your Benefits

• Use your Boarding Edge benefits on your upcoming trips
• Spend ₹60,000 or more per calendar quarter to continue enjoying lounge access
• Earn Reward Points across all eligible categories and redeem for travel, airmiles, vouchers and more

1 Oct 2024

1 Aug 2024