For investors looking at current Haitian government-related securities, the clearest publicly available rates are on BRH (Banque de la République d’Haïti) bills, rather than a broad, actively traded market of conventional government bonds. As of September 2026, the BRH lists three maturities: 7-day, 28-day and 91-day bills.
7-Day BRH Bills
The 7-day BRH bill currently carries an interest rate of about 6%. It has the shortest maturity, so investors get their money back relatively quickly.
This type of security may be relevant for investors who want a short holding period rather than locking money away for several months.
28-Day BRH Bills
The 28-day maturity currently carries a rate of around 8%.
Compared with the 7-day instrument, investors accept a longer holding period in exchange for a higher stated interest rate.
91-Day BRH Bills
The 91-day BRH bill currently offers about 11.5%, making it the highest stated rate among the three BRH maturities currently listed.
The trade-off is that the investor commits funds for approximately three months instead of one week or four weeks.
How the Rates and Maturities Differ
The current structure shows a clear increase in the stated rate as maturity becomes longer:
- 7 days — 6%
- 28 days — 8%
- 91 days — 11.5%
However, investors should not treat the 91-day rate as automatically the best choice. A higher nominal rate comes with a longer commitment and exposure to the economic and financial conditions prevailing during that period.
What Investors Should Consider
Before choosing a higher-yielding Haitian security, investors should consider:
- Credit risk: The ability of the issuing institution to meet its payment obligations.
- Maturity: How long the money will remain invested.
- Inflation: A high nominal interest rate may provide a much smaller real return if prices are rising quickly.
- Currency risk: Investors holding funds in another currency need to consider movements in the Haitian gourde.
- Liquidity: Check whether the investment can easily be sold or redeemed before maturity.
- Reinvestment risk: A short-term investment may mature when new rates are lower.
- Economic and political conditions: Haiti's financial environment can change quickly, affecting investment risk.
- Access and eligibility: Investors should confirm whether the particular security is available to them through an authorized financial institution.
Conclusion
Among the currently listed BRH maturities, the 91-day instrument has the highest stated interest rate at about 11.5%, compared with 8% for 28 days and 6% for 7 days. The important comparison is not simply the highest rate; investors should weigh yield against maturity, inflation, currency exposure, liquidity and credit risk before selecting a Haitian government-related security.